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OnCrew vs Smith.ai: compare contractor call coverage options

Smith.ai is a solid general-purpose answering service. If you run an HVAC, plumbing, electrical, or roofing business, compare it against intake configured for the urgent calls your trade actually gets.

  • Published pricing$49/mo Starter, 100 included calls, $0.99 overage.
  • Try before switchingCall the AI demo line first, or get setup help by email.
  • Owner contactFounder-led support at hello@oncrew.ai, with privacy terms linked.

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01Price check

What Smith.ai charges, checked September 22, 2026

Smith.ai bills by the call the way we do, which makes it the cleanest like-for-like on this list, and its human receptionist tier starts at $300 a month for 30 calls with $11.50 for each call after that. Appointment booking is a further $1.50 per call and SMS or Slack notification $0.50 per call.

Smith.ai

Billed per call

Smith.ai plans as published on smith.ai/pricing/receptionists, checked September 22, 2026
PlanIncludedPrice
Starter30 calls$300/mo
Basic90 calls$810/mo
Pro300 calls$2,100/mo
EnterpriseCustomQuoted
  • Starter$11.50 per call over 30
  • Basic$10.50 per call over 90
  • Pro$8.50 per call over 300

smith.ai/pricing redirects to smith.ai/pricing/receptionists (the human-receptionist tier), and these rows are that page only. Smith.ai's separate AI Receptionist page, read October 2, 2026, lists a Free plan with 25 calls a month and $3.00 a call after that, a Pro plan from $150 a month for 75 calls with $2.50 for each extra call, and an Enterprise plan from $500 a month for 300 calls, month to month, and says an AI call can be transferred to a live North America-based receptionist.

Read from smith.ai/pricing/receptionists on September 22, 2026. Check it before you sign anything: vendors change plans and this page is a snapshot.

OnCrew

Billed per answered call

OnCrew plans as published on oncrew.ai/pricing
PlanIncludedPrice
Starter100 calls$49/mo
Pro400 calls$149/mo
Multi-Truck1,000 calls$349/mo
  • Every plan$0.99 per call over the plan limit
  • Trial14-day free trial, no card required to start
  • Guarantee30-day money-back guarantee

A call is a call whether it lasts 40 seconds or 6 minutes, and 2am costs the same as 2pm. OnCrew is young: a handful of contractors pay for it today, so treat this as a small company that publishes its numbers rather than a large one.

Worked example

The cleanest like-for-like on this list

Smith.ai bills per call the way we do, so no conversion is needed. Their Starter is $300 a month for 30 calls, which is $10.00 a call, with $11.50 for each call after 30. Our Starter is $49 for 100 calls, which is $0.49 a call, with $0.99 after 100. What that gap buys is people: Smith.ai's receptionists are human and ours is not. If a live person on every call is the requirement, that is a real reason to pay it, and it is the reason this page does not tell you to switch.

02Side by side

Feature-by-feature comparison

Feature-by-feature comparison of OnCrew and Smith.ai across price, included call volume, per-call fees, urgent-call handoff, structured on-call team handoff, setup time, and contract terms.
FeatureOnCrewSmith.ai
Starting pricesmith.ai/pricing/receptionists, checked September 22, 2026$49/mo · 100 calls$300/mo · 30 calls (Starter)
Higher-volume plansmith.ai/pricing/receptionists, checked September 22, 2026$149/mo · 400 calls (Pro)$810/mo · 90 calls (Basic)
Per-call / per-minute feessmith.ai/pricing/receptionists, checked September 22, 2026$0.99/call overage; no per-minute meter$8.50 to $11.50 per extra call
AI or humansmith.ai/pricing/ai-receptionist, checked October 2, 2026AI (Retell voice engine); transfers go to your own people, OnCrew has no operatorsLive humans on receptionist plans; a separate AI Receptionist whose calls can be transferred to a live North America-based receptionist
AI plan pricessmith.ai/pricing/ai-receptionist, checked October 2, 2026$49/mo · 100 calls (Starter), $0.99 per extra callFree: 25 calls, then $3.00 a call; Pro: $150/mo for 75 calls, $2.50 per extra; Enterprise: $500/mo for 300 calls
AI answering at 100 calls a monthArithmetic on smith.ai/pricing/ai-receptionist, checked October 2, 2026$49 (Starter)$212.50 on Pro ($150 + 25 × $2.50) or $225 on Free (75 × $3.00)
Trade-specific intakesmith.ai/pricing/receptionists, checked September 22, 2026YesCustom intake; says its receptionists are trained in your field
Urgent-call handoffsmith.ai/pricing/receptionists, checked September 22, 2026YesWarm transfer; SMS or Slack notice add-on, $0.50 per call
Structured on-call team handoffsmith.ai/pricing/receptionists, checked September 22, 2026YesCall details sent to your CRM or Zapier
24/7 availabilityYesYes
Live human warm transferNo live operators. With live transfer on, Sarah can connect callers to your own teamYes
Texts to the callerSMS Follow-Ups setting, on for new accounts: one confirmation after a call and one text-back after a silent hang-up, from OnCrew's texting number; no text conversationNot verified
Spanish-speaking callerssmith.ai/pricing, checked October 3, 2026English, plus Spanish (Latin American) you switch on in your dashboard at no extra charge; summaries stay in EnglishDedicated Spanish line add-on: calls answered in Spanish by a fluent Spanish-speaking agent; the pricing page prints $1.00 beside it with no unit, so ask Smith.ai what it is per
Setup timeSelf-serve, about 10 minutes, then test callsNot verified
Cancel termsMonth-to-month, cancel anytimeMonth-to-month, cancel anytime
Holiday / nights surchargeNoneNone
Annual cost (200-call months)($810 + 110 × $10.50) × 12 = $23,580; smith.ai/pricing/receptionists, checked September 22, 2026$1,788/yr (Pro plan)$23,580/yr (Basic plan plus overage)

Rows with no Smith.ai value are terms we have not verified. Check smith.ai/pricing/receptionists, or ask Smith.ai for them in writing, before you compare.

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03The guide

OnCrew vs Smith.ai: the definitive guide for contractors

Smith.ai is one of the most respected names in answering services, and we are not going to pretend otherwise. They built a sharp product for law firms, medical offices, and B2B sales teams. The honest question for a contractor isn't "which one is better" in the abstract; it's "which one answers calls the way your callers actually behave at 2am when the heat goes out or a pipe bursts." This section walks through the honest comparison.

The honest feature comparison

Smith.ai wins on (a) live-human voice on every call, (b) outbound calling on behalf of the receptionist, (c) a deeper directly-integrated CRM list today, and (d) brand polish that suits high-end professional services. OnCrew wins on (a) trade-specific intake configured around HVAC / plumbing / electrical / roofing emergency patterns, (b) a structured urgent handoff target to your on-call team with the full transcript per your configured escalation, (c) every concurrent call answered in parallel (no hold queue, no busy signal during a hail spike), and (d) simple plan-based pricing with no per-minute meter. Both offer transcripts, appointment booking, 24/7 coverage, and custom intake scripts. Your team still owns dispatch, ETA, pricing, and field decisions.

When Smith.ai is the better choice (yes, that's a real list)

Choose Smith.ai if any of these apply: (1) a live human voice on every call is non-negotiable for your brand, (2) you need fluent warm transfers and outbound calling on the receptionist's behalf, (3) your call volume is below ~30/month so the per-call overage doesn't accumulate, or (4) urgent after-hours calls are not part of your business at all. If you run active emergency calls at meaningful volume, compare the per-call math below. We're telling you both sides because that's how you actually choose well.

The pricing math, done honestly

Smith.ai Starter is $300/month for 30 included calls, with overage calls running $11.50 each at the entry tier (source: smith.ai/pricing/receptionists, checked September 22, 2026). Smith.ai's Basic and Pro receptionist tiers are $810 and $2,100 per month for 90 and 300 included calls. OnCrew Starter is $49/month for 100 included calls; Pro is $149/month for 400 included calls; Multi-Truck is $349/month for 1,000 included calls; overages are $0.99/call after the included quota. At fifty answered calls a month a contractor pays the $49 Starter on OnCrew (well under the included quota) versus $530 on Smith.ai Starter ($300 base plus 20 overage calls at $11.50 each). The yearly delta on a fifty-call shop sits past $5,000. That is real money, but it is not the only variable. Match the product to the job.

Smith.ai's AI Receptionist, priced at 100 calls

Smith.ai also sells an AI Receptionist, priced per call like we are (smith.ai/pricing/ai-receptionist, checked October 2, 2026). Its Free plan covers 25 calls a month and charges $3.00 for each call after that, so a 100-call month is 75 × $3.00 = $225. Its Pro plan is $150 a month for 75 calls with $2.50 for each extra call, so the same month is $150 + 25 × $2.50 = $212.50. OnCrew Starter is $49 for 100 calls. One fact in Smith.ai's favor: when its AI cannot handle a call, the call can be transferred to a live North America-based receptionist, day or night. OnCrew has no operators of its own; it can transfer a caller only to the people you list on your team.

The switching process in five steps

(1) Sign up for the OnCrew 14-day free trial at oncrew.ai (no credit card required to start). (2) Add conditional forwarding on your existing carrier; start with after-hours only if you want to keep Smith.ai for daytime calls during the cutover. (3) Configure your trade intake, after-hours rate, and emergency policy in the OnCrew dashboard. (4) Connect Google Calendar (one-click OAuth) and, if you run Housecall Pro on its MAX plan, connect it from Integrations in the OnCrew dashboard; for Jobber or ServiceTitan, connect the webhook export yourself with Zapier or our team sets it up with you. (5) Run both services in parallel for 2-3 days, listen to recordings on both sides, then cancel Smith.ai once you're confident. Treat the first few days as a verification window, not a blind switch.

04Where OnCrew differs

Why contractors compare Smith.ai with OnCrew

  • 01

    Comparing feature fit

    Smith.ai serves many professional-service categories. Contractors end up paying for CRM handoff workflows, intake forms, and processes designed for industries that aren't theirs.

  • 02

    Urgent-call workflow must be confirmed

    When a homeowner calls at 2 AM with a burst pipe, Smith.ai captures the caller details. OnCrew flags the urgent-call context and sends your on-call team a structured handoff with the caller details before the context goes stale.

  • 03

    Overage terms need review

    Smith.ai's receptionist Starter plan is $300/mo for 30 calls and extras run $8.50 to $11.50 each depending on tier. The Basic plan is $810/mo for 90 included calls, so a 200-call month lands near $1,965 once overage applies. OnCrew is $49/mo for 100 calls and $0.99/call thereafter (smith.ai/pricing/receptionists, checked September 22, 2026).

05Pricing

What you actually pay

Smith.ai charges $8.50 to $11.50 for each call past its plan. OnCrew publishes three included-call plans with $0.99 per overage call.

OnCrew Starter

Solo contractors

$49/mo

100 calls included

Then $0.99/call overage

OnCrew Multi-Truck

Multi-truck operations

$349/mo

1,000 calls included

Then $0.99/call overage

Smith.ai receptionists

$300/mo Starter (30 calls); $810/mo Basic (90 calls)

From smith.ai/pricing/receptionists, checked September 22, 2026. Extra calls run $8.50 to $11.50 each depending on plan, and appointment booking and SMS or Slack notification are billed per call on top.

OnCrew charges $0.99 per call past your plan's included calls, with no per-minute meter.

06Questions

Frequently asked questions

Is OnCrew cheaper than Smith.ai?

Against Smith.ai's receptionist plans, yes, by a wide margin. Those human-staffed plans start at $300/month for 30 calls and scale up sharply with included call volume (smith.ai/pricing/receptionists, checked September 22, 2026). OnCrew is $49/month for 100 included calls on Starter, $149/month for 400 included calls on Pro, and $349/month for 1,000 included calls on Multi-Truck, plus $0.99 per overage call after the included quota. A contractor running through OnCrew Pro pays roughly $1,788/year on plan fees versus $810 per month at Smith.ai's Basic tier and $2,100 per month at its Pro tier before any per-call overages. Smith.ai's separate AI Receptionist is priced differently: a Free plan covers 25 calls a month, then $3.00 a call, so up to 41 calls a month it costs less than OnCrew Starter's $49; its Pro plan is $150/month for 75 calls and Enterprise $500/month for 300 calls (smith.ai/pricing/ai-receptionist, checked October 2, 2026). At 100 calls a month the Free plan is 75 × $3.00 = $225 and Pro is $150 + 25 × $2.50 = $212.50, against $49 on OnCrew Starter.

Does OnCrew offer the same features as Smith.ai?

OnCrew matches Smith.ai on the core answering-service feature set (24/7 pickup, call transcripts, appointment booking, CRM webhooks, custom intake scripts) and adds a trade-specific layer: urgent-call handoff configured around HVAC, plumbing, electrical, and roofing scenarios, plus a structured email handoff to your on-call team with the full transcript and a link to the recording. The one place Smith.ai is genuinely better is live-human warm transfers: if a human voice on the line is non-negotiable for your brand, Smith.ai may be the right pick. Your team still owns dispatch, ETA, and field decisions.

How does OnCrew handle calls that Smith.ai can't?

Smith.ai's general-purpose human receptionists take a message and forward it. OnCrew is configured around contractor triage patterns that matter in the trades: no-heat vs filter-change for HVAC, burst pipe vs slow drain for plumbing, sparking-panel vs dead outlet for electrical, active leak vs old water-stain for roofing. When the caller's symptoms match an emergency pattern, OnCrew can route a structured alert with the transcript to your on-call team through your configured escalation. Smith.ai is broader, while OnCrew is narrower and contractor-specific.

Is OnCrew a better fit than Smith.ai for contractors?

OnCrew is configured for trades like HVAC, plumbing, electrical, and roofing. It understands urgent-call handoff (burst pipes vs slow drains) and sends your on-call team a structured handoff with caller details. Smith.ai is a general-purpose service that works well for professional-service teams but uses a broader setup model. Run your own call mix through both before choosing.

How much does Smith.ai cost for contractors?

Smith.ai's receptionist Starter plan is $300 per month for 30 included calls, the Basic tier is $810 per month for 90 calls, and the Pro tier is $2,100 per month for 300 calls. Extra calls run $8.50 to $11.50 each depending on plan (smith.ai/pricing/receptionists, checked September 22, 2026). OnCrew is $49 per month for 100 calls on Starter, $149 per month for 400 calls on Pro, $349 per month for 1,000 calls on Multi-Truck, with $0.99 per overage call and no per-minute meter.

Does Smith.ai offer emergency dispatch for contractors?

Smith.ai's receptionists can take messages and warm-transfer calls, and its pricing page lists per-call add-ons for the rest of that workflow: an SMS or Slack notice when a caller qualifies for a transfer ($0.50 a call) and schedule-based routing that rings your team in turn or all at once ($1.50 a call), checked September 22, 2026. Price those add-ons into the comparison. OnCrew flags urgent call context (no-heat, burst pipe, sparking panel) and emails a structured alert with the full transcript to every on-call address you configured.

Can Smith.ai tell the difference between HVAC and plumbing calls?

Smith.ai is a general-purpose human receptionist service. It can take a clean message and follow a custom intake script, and its pricing page says its receptionists are trained in your field, so test it on your own hardest calls before you rely on it. OnCrew is configured for contractor intake and understands the difference between a no-heat call and a thermostat question, or a burst-pipe call from a slow-drain request.

When is Smith.ai actually the better choice?

Smith.ai may be the better choice if (a) you need a live human voice on every call for brand reasons (high-end legal, concierge, medical), (b) you need fluent warm transfers and outbound calling on the receptionist's behalf, or (c) your call volume is so low that the per-call overage doesn't sting. For a contractor handling more than ~30 calls/month with urgent-call handoff needs, OnCrew can be easier to forecast on price and configured contractor intake.

How long does it take to cut over from Smith.ai to OnCrew?

Start with the self-serve setup (about 10 minutes) and a test-call window. Sign up at oncrew.ai (14-day free trial, no credit card required to start), pick whether you forward all calls or just after-hours, and place test calls before you rely on the agent. Once you're confident, you can run both services side by side during the cutover before cancelling Smith.ai.

Does OnCrew integrate with the same CRMs as Smith.ai?

OnCrew connects to Housecall Pro from Integrations in the OnCrew dashboard on a Housecall Pro MAX plan, so every real call lands there with the call summary, callback number and service address, plus Google Calendar appointment handoff. Jobber, ServiceTitan and other tools get every real call through a webhook export that carries the same call record to Zapier, Make or a custom endpoint, which you connect yourself with Zapier or our team sets up with you. QuickBooks is not integrated. Smith.ai has a larger directly-integrated CRM list today; OnCrew does not claim direct CRM parity on this page.

Do I need to port my business phone number to switch?

No. You keep your existing number and add conditional forwarding (after-hours, overflow, or 24/7) on your current carrier to the OnCrew number we provision for you. You set the rule in your carrier's portal or with a dial code. If your number lives in an app that cannot forward calls (Sideline, Index or TextFree), OnCrew can move it for you instead.

Does OnCrew have a free trial like Smith.ai?

Yes, 14 days, and no credit card is required to start. Smith.ai's separate AI Receptionist page lists a Free plan of 25 calls a month with $3.00 a call after that, a Pro plan from $150/month for 75 calls with $2.50 per extra call, and an Enterprise plan from $500/month for 300 calls, month to month, when we checked it on October 2, 2026; no money-back guarantee was stated there, while its receptionist plans carry a 30-day money-back guarantee (checked September 22, 2026). OnCrew's trial is designed around hearing the AI agent on test calls and tuning the setup before you rely on it for real caller coverage.

Does OnCrew sound like a robot to my customers?

OnCrew uses the Retell AI voice engine with natural cadence, but it is still an AI voice. During setup, tune the greeting and disclosure posture for your brand, state rules, and caller expectations. Smith.ai's receptionist plans use live humans (it also sells a separate AI Receptionist); OnCrew uses tuned AI voices; pick the trade-off that fits your brand.

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Abe

Founder, OnCrew · Los Angeles, CA

“I built OnCrew after watching my brother’s plumbing crew miss two urgent jobs in one night because their answering service kept callers on hold. Setting up your line takes about 10 minutes on your own. If you get stuck, reply to any OnCrew email and I’ll walk you through it. I won’t hand you off to a sales rep, and I read every refund request myself.”

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  • Retell AI voice modelContractor-trained, live integration
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